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PALCO Federal Credit Union will be CLOSED on Monday, September 7th for the Labor Day Holiday. Have a safe and Happy Labor Day!

Earn a $50 Bonus with a New Freedom Checking & Direct Deposit
There is no faster or easier way to access your money than with PALCO's Freedom Checking Account and Direct Deposit of your paycheck! And now earn a $50 bonus for opening a new Freedom Checking account with Direct Deposit - download Freedom Checking application. With Freedom Checking & Direct Deposit:
  • Funds are available to you IMMEDIATELY upon deposit
  • There is NO WAITING in line to deposit your check
  • FREE checks, FREE Online Banking, FREE Bill Pay, FREE Mastercard Debit Card
  • NO transaction fees or monthly fees, NO minimum balances & Surcharge FREE access to over 50,000 ATMs

This offer is only good on opening of a new checking account (current checking account members are not eligible, must qualify for account). Direct deposit must be initiated within 30 days of opening checking (incentive is not paid until first direct deposit is received). Checking must remain open for 12 months with direct deposit or the $50 bonus will be deducted from the account balance during closing. Offer begins 4/1/15 and ends 9/30/15.


Introducing Sherpa Identity Protection Services
Working with a leading provider of fraud detection solutions, PALCO is now offering Sherpa Identity Protection services that will equip you with the tools to protect your personal information using top ID protection technology. Sherpa experts will also provide identity/credit restoration and lost wallet services should the need arise.

Sherpa has three levels of protection to fit every need and budget. Learn more about the identity protection services available to you through PALCO and Sherpa: start today!




PALCO offers very competitive rates with affordable 100% financing options for both new and used vehicles. We'll give you the flexible financing necessary to get you into the car, truck, motorcycle, or RV of your dreams. We can also refinance your current high interest auto loans from other financial institutions for a lower rate saving you valuable money! Call one of our loan officers today at 570-546-2333 option #4 or apply online from the convenience of your home!

With our new electronic signature software it's now easier than ever to get your loan with never having to step foot into the office! Check out our Complete Car Buyer's Website - AutoSMART - where you can search extensive auto inventories of dealers in the area for new, used, or pre-owned, compare vehicles, find trade in values, easy-to-use monthly budget calculators and apply for a loan...all in ONE easy spot!


*APR=Annual Percentage Rate.


Are you between 13 and 18? Well then... Claim Your Youth!
Claim Your Youth is designed for our teen members. Our Claim Your Youth Website offers advice on how to take control of your finances, with topics and content that is relevant to you. Empowering young adult members to be in control of your financial future! The site contains tools, tips, resources, and a multitude of calculators (automobile affortability, auto loan payment, credit card minimum payment, debt, debt payoff goal, gas budget, loan payment with amortization, periodic deposit, savings goals and more to help you understand the numbers).

You will also receive the semi-annual newsletter packed with financial information just for you. Get published in the Claim Your Youth Newsletter or online! Submit articles with the opportunity for your work to be published online with a few select articles chosen for the printed newsletter. If your article is published in the Claim Your Youth newsletter, you'll get $100 and your school's Journalism or English department will receive a $50 donation. Check out the details on Claim Your Youth!





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