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Notice Regarding Checks Deposited through the Mobile App
Effective July 1, 2018, all checks deposited through our Sprig mobile app must have the words "Mobile Deposit" or "Sprig Mobile Deposit" included as part of the endorsement on the back. This is now required as part of a new regulatory provision (Reg CC) designed to protect against checks being deposited more than once. As part of the deposit process, you'll see a screen that reads, "Please endorse the back of your check and write: Sprig Mobile Deposit." Checks deposited without the endorsement will be returned.

Looking for a new ride? Rates start as low as 1.99% APR!
PALCO offers very competitive rates with affordable 100% financing options for both new and used vehicles. We'll give you the flexible financing necessary to get you into the car, truck, motorcycle, or RV of your dreams. We can also refinance your current high interest auto loans from other financial institutions for a lower rate saving you valuable money. Call one of our loan officers at 570-546-2333 option #4 or apply online from the convenience of your home for a free pre-approval! We will help fit you into a vehicle loan that is right for you!

APR = annual percentage rate. View all our current vehicle loan rates.

$5,000 Vacation Loan Promo - What's your plan?
Our Vacation Helper loan promotion is back with even more savings! Between April 1st and August 31st, you can get up to $5,000 for 12 months at only 6.75% APR, or for 18 months at 7.00% APR. These are our best rates ever! So, let us help you add some fun to your summer this year. Call one of our loan representatives today at 570-546-2333 option #4, or apply online and have the funds deposited directly into your account!)

APR = annual percentage rate. Seasonal loan. Available only between April 1st and August 31st.

PALCO Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WACG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us by phone at 570-546-2333 or by email at

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