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2018 Members Helping Members Scholarships Available
PALCO's Scholarship Committee will be awarding two $1,000 scholarships to qualifying student members. Must be a graduating high school senior entering an accredited college, university, or other recognized institution of higher learning full time in the 2018-2019 school year. Applicants must be in good standing for at least 6 months and can apply by submitting the application and fulfilling the requirements. Applications and all other requirements are due no later than April 27, 2018.

April is Youth Month!
The theme this year is "The Science of Saving," showcasing fun, sci-fi-inspired characters. Science has proven that if you start with small goals, saving your money can become a regular habit. If your child does not have a savings account with PALCO now is a great time to open one up and help them learn about saving money. For children 0-12 we offer the Kirby Kangaroo Kids Club, and kids 13+ we have a lot of informative finanical info. with our Claim Your Youth program and website.

This year we are giving away two (2) Wiggy piggy banks as well as a $50 Visa gift card! Along with our giveaways, PALCO will also be participating in the National Youth Savings Challenge, giving all members under the age of 18 a chance to win $100! For more information on our Youth Month Giveaways click here. To view the National Youth Savings Challenge rules click here.

Check out 15 simple ways to help educate children about personal finance and managing money: Introducing Kids to Money. Also, check out our recent newsletters for Kirby Kangaroo Club and Claim Your Youth.

Retirement Party for Marcie
After a lifetime of work our colleague is hanging up her hat! Marcie Bowling, Loan/Collection Officer for PALCO is retiring on June 1, 2018, after more than 22 years with us. On behalf of everyone at PALCO, thank you for your dedication to your colleagues and our Members - We wish you all the best in retirement!

Join us in a merry send off party for Marcie on Thursday, May 17th at the PALCO office from 11:00 a.m. - 4:00 p.m.

$5,000 Vacation Loan Promo - What's your plan?
Our Vacation Helper loan promotion is back with even more savings! Between April 1st and August 31st, you can get up to $5,000 for 12 months at only 6.75% APR, or for 18 months at 7.00% APR. These are our best rates ever! So, let us help you add some fun to your summer this year. Call one of our loan representatives today at 570-546-2333 option #4, or apply online and have the funds deposited directly into your account!)

APR = annual percentage rate. Seasonal loan. Available only between April 1st and August 31st.

Regulation D Excess Transaction Fee - Effective May 1, 2018
According to Regulation D, you may not make more than six (6) pre-authorized, automated, or telephone transfers/withdrawals from non-transactional accounts each month. In accordance with Federal Reserve Board Regulation D, after the six (6) allowed transfers/withdrawals, you will be charged an Regulation D Excess Transaction Fee of $25.00 per transfer, and the item will be returned, effective May 1, 2018. Consecutive overuse of a non-transactional account may result in limitations or account closure. Please see our Share Savings Limitations FAQ's for more information and how you can avoid being charged a Regulation D excess transactional fee.

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