Share certificates, called Certificate Accounts, can be obtained in terms from 6 months up to 60 months. Interest rates are based on a tiered system.

Share certificates are "time deposits" that pay a fixed rate for a specific term. PALCO currently has 6 months (minimum $1000) or 12, 18, 24, 36, 48, & 60 months (minimum $500) certificates available. Rates are very competitive and subject to change without notice.

Click Here for our current rates