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Money Market Accounts

Savings
Money market savings accounts are a great way to add more power to your money. The rates on Money Market savings accounts are adjusted at regular intervals as current interest rates change. And, you can increase your earning capacity with our tiered rates - the greater your balance, the higher the interest rate you earn. There are no fees as long as you maintain a minimum daily balance of $2000 and do not exceed six withdrawals per month. If your balance falls below $2000 you will not earn dividends for the month. If cash withdrawals or transfers are less than $100 you will incur a fee of $5.00 each time.

Checking
The rates on the Money Market checking accounts are adjusted a regular intervals as current rates change as well. And, you can increase your earning capacity with our tiered rates - the greater your balance, the higher the interest rate you earn. There are no fees as long as you maintain a minimum daily balance of $2500 and do not exceed six checks written per month. If your balance falls below $2500 you will not earn dividends for the month. If checks written, cash withdrawals, or transfers are less than $100 you will incur a fee of $5.00 each time.

Note: Money Market Savings and Checking accounts closed within 90 days will incur a $10 fee. If the Money Market Savings or Checking account is closed and reopened within six months you will be assessed a $10 fee.

Access and manage your Money Market accounts through PALCO@Home and PAL (our telephone audio system) 24 hours a day and 7 days a week. Bill Pay is not available on this account.

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