We offer an extensive selection of mortgage products and services designed to meet your needs and your budget. Whether you're looking to purchase your first home, refinance your current mortgage or do a construction mortgage, we've got you covered. Offering fixed rate, adjustable rate, FHA/VA and PFHA mortgages!

Our newly redesigned Mortgage Center makes it easier than ever to apply online. The application asks you questions about the home and your finances and takes less than 20 minutes to complete. We take full advantage of an automated underwriting system that allows us to review your request for online approval. After completion of an application a loan counselor will contact you to introduce themselves and to answer any questions you may have. Apply Now and you will be on your way to the most convenient home loan ever! Whether you're purchasing or refinancing, we're certain you'll find our service amazing!

  • Now offering Rate Watch! With Rate Watch we'll email you when rates reach your goal or if you prefer, we'll email current rate information on a regular basis.
  • Featuring calculators to help you decide which type of mortgage is best for you or to help you see how much you would be saving to refinance.
  • Receive personalized quotes based on your loan details or just get a quick quote.
  • A suite of resources to help you with the mortgage process.
  • Save option allows you to start the online application, save, and finish it at a later time if needed.
  • If you'll be purchasing but haven't found the perfect home yet, complete our application and we'll issue an approval for a mortgage loan now with no obligation!
  • Find out Today's Featured Rates


If you have any questions or need personal assistance, please feel free to contact us by phone at 800-808-2662 or email Debora Onisick.

Closing costs vary depending on the type of mortgage. Equal Housing Lender. Rates and fees are subject to change without notice.
Home   |   Accounts   |   Loans   |   Account Services   |   Online Services   |   Rates   |   About PALCO   |   Contact Us