A great card like ours can put a smile on anyone's face. No other card offers you greater financial flexibility and freedom. PALCO's VISA® card is Simple. Apply now quickly and easily online for your own PALCO VISA® Credit Card or apply online to increase your current PALCO VISA® credit limit, up to $25,000!

Always Low Fixed 8.9% APR on purchases, balance transfers, and cash advances.
  • No annual fee.
  • No balance transfer fees.
  • No cash advance fees.
  • Up to $25,000 credit limit.
  • Auto rental damage benefits.
  • Worldwide acceptance.
  • No foreign transaction fees.

  • *some restrictions apply

Plus, you can manage your VISA® card online. Make payments, check account balances, and more through VISA Online, just sign up through your PALCO@Home Online Banking Account!

Add extra protection when you shop online with Verified by VISA®!

Apply for a VISA® Online

VISA® Credit Card Agreement

It's quick and easy to transfer high interest balances to your PALCO VISA® credit card! Download the balance transfer form and return it to our office. You will see the balance transfer on your next 1 - 2 billing statements.


Important Numbers:

VISA® Member Service: 1-855-851-5321
Lost or Stolen VISA® (during PALCO hours): 570-546-2333
Lost or Stolen VISA® (after hours): 1-855-851-5321
International Number: 1-301-287-3283
Disputes: 1-855-851-5321


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