Download the 5.9% APR Balance Transfer Form, start saving and lock in your rate! Don't have a PALCO VISA®? Apply for your PALCO credit card today quickly and easily online or Apply to increase your current VISA® credit limit, up to $25,000, call 570-546-2333 option #4 today! Take advantage of this limited time offer!

APR = Annual percentage rate. Promotional period begins January 1, 2017 and ends March 31, 2017. 5.9% APR is on transferred balances only. The rate will remain 5.9% APR until the balance transfer is paid in full. Any purchases or cash advances will remain at the fixed 8.9% APR. All balance transfers are subject to approval and PALCO reserves the right to refuse any balance transfer request. Promotion is for credit card payoffs from other institutions only. Rate is subject to change. For more details contact the loan dept. at 570-546-2333 option #4.


A great card like ours can put a smile on anyone's face. No other card offers you greater financial flexibility and freedom. PALCO's VISA® card is Simple. Apply now quickly and easily online for your own PALCO VISA® Credit Card or apply online to increase your current PALCO VISA® credit limit, up to $25,000!

Always Low Fixed 8.9% APR on purchases, balance transfers, and cash advances.
  • No annual fee.
  • No balance transfer fees.
  • No cash advance fees.
  • Up to $25,000 credit limit.
  • Auto rental damage benefits.
  • Travel accident insurance.
  • Worldwide acceptance.
  • No foreign transaction fees.

  • *some restrictions apply

Plus, you can manage your Visa® card online. Make payments, check account balances, and more through EZcardinfo.com!

Add extra protection when you shop online with Verified by Visa®!

Apply for a VISA® Online

VISA® Credit Card Agreement

It's quick and easy to transfer high interest balances to your PALCO Visa® credit card! Download the balance transfer form and return it to our office. You will see the balance transfer on your next 1 - 2 billing statements.


Important Numbers:

Visa® Member Service: 1-800-433-0505
Lost or Stolen Visa® (during PALCO hours): 570-546-2333
Lost or Stolen Visa® (after hours): 1-800-991-4961
International Number (call collect): 727-570-4881
Disputes: 1-800-600-5249


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