PAL is the easiest way for you to save valuable time and money. PALCO's Audio Line is a FREE telephone automated response system that allows you to check account balances, transfer funds, request loan information and much more 24 hours a day, seven days a week, from any touch-tone phone. With PAL, you can:

  • Transfer money within your account, to loans, or to other pre-authorized accounts

  • Check account & loan balances

  • Verify that a check has cleared

  • Research account & loan transactions

  • Request applications, disclosures, and brochures

  • And much more


PAL is Safe and Secure

It’s also safe and secure. PAL can only be accessed by using your account number and the personal identification number (PIN) assigned to it . You can change your PIN at any time.


How to Enroll

To use PAL, you simply need to complete a FREE application brochure (available at the PALCO office). Complete the application and return it to PALCO. We will mail you a randomly generated PIN (Personal Identification Number) and a complete step-by-step user’s guide.