Financial Advisor

Curtis Fay is a CERTIFIED FINANCIAL PLANNER™ practitioner with Cetera Advisor Networks LLC. Curtis has dedicated his career to helping clients identify priorities and assist with asset and income protection for themselves as well as their families. He accomplishes this by evaluating where clients are and then moving forward with a plan and a purpose. He believes every person deserves sincere help with their unique situations which addresses their goals and concerns.

Curtis prides himself as a lifelong learner and continues to take part in many conferences, continuing education, and technology programs to maintain a leading intellectual competitive advantage in order to work collaboratively with his clients to prioritize needs, wants, and wishes through all of life’s seasons. By leveraging Cetera Advisor Networks vast resources, Curtis strives to chart possible courses of action to implement and manage a workable plan which fits each client’s distinct family dynamics and unique circumstances.

After graduating from Shippensburg University with a Bachelor of Science degree in Business Administration and Marketing in 2004, Curtis went on to help constituents in the 23rd State Senatorial District of Pennsylvania as a Constituent Services Representative before joining Voya in 2012. In addition to working with individual clients and businesses, Curtis is a compliance officer responsible for the oversight and auditing of accounts to maintain adherence with state and federal regulations. Curtis resides in South Williamsport, PA with his wife and young children.

Curtis is an Investment Advisor Representative with Cetera Advisor Networks LLC. The security products are offered through Cetera Advisor Networks LLC. Curtis also currently holds Life, Health and Disability insurance licenses. 

Curtis is available in the PALCO office on Thursdays or by appointment. Some of the services and products used for financial solutions include the following:

• Financial Analysis and Strategies

• Estate Analysis Strategies

• Asset Allocation Studies

• College Funding

• Consumer financial seminars

• Business Succession Planning Strategies

• Deferred Compensation

• Investments

• Fixed and Variable Annuities

• Tax Planning Strategies

• Brokerage Services including Stocks, Bonds, Brokered CDs And Mutual Funds

• Retirement Plans including IRAs and employer-sponsored plans, Wealth Accumulation and Distribution Strategies

Check the background of this investment professional on FINRA's BrokerCheck

*Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker-dealer and registered investment adviser. Cetera is under separate ownership from any other named entity.

*PALCO Federal Credit Union is not a subsidiary of nor controlled by Cetera Advisor Networks LLC.

* This site is published for residents of the United States only. Registered Representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information, please contact the advisor listed on the site or visit the Cetera Advisor Networks LLC website.

*Investments are not a deposit, not NCUSIF insured, not insured by any federal government agency, not guaranteed by the financial institution, may go down in value.