Freedom Checking

If you don’t have a PALCO Freedom Checking Account, you are probably settling for second best. We want you to be free from minimum balances, monthly fees, and other gimmicks financial institutions use to make money on your account. With Freedom Checking, you get:

  • Freedom from minimum balances

  • Freedom from per-check charges

  • Freedom from monthly service fees

  • Free PALCO Check Card

  • Free access to your account via our mobile app

  • Surcharge-Free ATM access at over 55,000 locations with Allpoint

  • Surcharge-Free ATM access with the CU$ Network

  • Free Internet account access

  • Overdraft privilege coverage

  • Unlimited check writing

  • Free checks with basic style*

*Cannot be combined with any other bonus offer. Two (2) boxes per year in “basic” style only. If applicable, dividends are calculated on the average daily balance and are subject to change. Paid quarterly. No minimum balance requirements. Contact PALCO for current rates.

Customer Identification Program Notice

Important Information about Procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. In the event that we can not reasonably identify you within ten (10) business days, your accounts will be closed.